Account Analysis | How it works
Certain account relationships may be placed on Account Analysis. First National's Account Analysis System methodically analyzes the balance levels and transaction history of each account in the relationship- on a monthly basis, and matches chargeable services against an earnings credit earned on non-interest balances.

The Account Analysis System is designed to more effectively service certain corporate account relationships by calculating a credit based on balances held in non-interest-bearing accounts. This credit can be used by the account holder to cover chargeable services such as returned items, chargebacks, wire fees, etc., as well as take advantage of some of the great ancilliary services offered by First National Bank- CD ROM Statements, Positive Pay, Internet Banking, Account Reconciliation, etc.

For more information about First National's Account Analysis System, please contact your local branch.